Why Renewal Signals Is Different

Renewal Signals is the first platform built to warn brokers about renewal-season stress weeks before it becomes a problem. This category—Renewal Intelligence—gives agencies a proactive advantage competitors cannot match.

Proprietary Multi-Signal Stress Detection

Pattern Convergence

Multiple weak signals from different sources are analyzed together to identify meaningful stress patterns. A single OSHA violation may be routine, but combined with workforce reductions and legal activity, it becomes significant.

Signal Weighting

Not all events carry equal importance. Renewal Signals weights signals based on industry context, timing relative to renewal dates, and historical correlation with account changes.

Confidence Scoring

Each alert includes a confidence score so producers can prioritize their outreach based on signal strength. High-confidence alerts warrant immediate action; medium-confidence alerts may require monitoring.

False-Positive Suppression

The system learns which types of events frequently occur without leading to renewal issues and adjusts alert thresholds accordingly to reduce noise.

Multi-Source Correlation

Events from OSHA, WARN notices, legal dockets, news sources, and regulatory databases are cross-referenced to build a complete stress picture for each account.

Agency-Specific Baselines

Agency-Level Norms

Renewal Signals builds a baseline understanding of what "normal" looks like for your specific book of business. This means alerts are calibrated to your agency's unique mix of industries and risk profiles.

Industry Baselines

Different industries have different stress patterns. Manufacturing accounts may show OSHA activity regularly, while logistics accounts may show more WARN notices. The system learns these sector-specific norms.

Regional Sensitivity

Geographic factors matter. WARN notice frequency varies by state, legal docket timing differs by jurisdiction, and local economic conditions create regional stress patterns that the system accounts for.

Book-Specific Calibration

As your agency uses Renewal Signals over multiple renewal cycles, the platform learns which signals correlate with actual changes in your book. This creates progressively more accurate predictions.

Your model becomes unique over time.

Intelligence That Adapts to Each Producer

Beyond agency-level baselines, Renewal Signals learns the behavior and preferences of individual producers. The system tracks which types of signals each producer responds to most frequently, what time of day they tend to conduct outreach, which industries they specialize in, which signals lead to actual conversations versus ignored alerts, and which talking points or data points prove most effective in their renewals.

This personalized intelligence becomes a behavioral moat that compounds over time.

Vertical & State Calibration

An OSHA citation means different things in construction versus food processing. WARN patterns differ significantly between manufacturing-heavy states and service-economy states. Court docket timing and legal filing conventions vary by jurisdiction. Stress patterns in logistics differ from those in healthcare or hospitality.

Renewal Signals accounts for these vertical and geographic nuances, building domain expertise that becomes deeper and more refined with every account monitored across different industries and regions.

This domain expertise becomes deeper with every account monitored.

Context at Renewal — Not Just Alerts

Renewal Signals builds a complete timeline of stress events for each watched account. Producers walk into renewal conversations with a clear view of the last 12–18 months. No competitor can recreate this history retroactively.

Smarter With Every Agency Using It

Industry-wide stress benchmarks strengthen as more watchlists are monitored. Renewal Signals identifies emerging clusters across NAICS codes, regions, and industries. No single agency can generate this intelligence alone.

Private-Company Stress Triangulation

Lawsuits & Legal Activity

Employment disputes, vendor conflicts, and regulatory actions

Cash-Flow Indicators

Liens, payment disputes, and financial stress signals

WARN & Layoffs

Workforce reductions and plant closures

Workforce Volatility

Hiring surges, turnover patterns, and staffing changes

Regulatory Issues

OSHA violations, EPA notices, and compliance actions

Lien Activity

Tax liens, mechanic's liens, and judgment liens

This creates a private-company stress model that is uniquely relevant to brokers preparing for renewal.

Why It's Hard to Replace

The longer you use Renewal Signals, the more accurate and personalized it becomes. Baselines strengthen, producer behavior models refine, stress timelines deepen, and benchmarks improve. No competitor can recreate your agency's intelligence model.